Hello World! We are Robert (Bob) Ruston Jr. and Samantha (Sam) Noble and we had been together for two years when we purchased our first investment property.

Bob grew up being taught how to save in his 401k and savings accounts but accrued a lot of debt through various experiences.

I grew up without any knowledge of saving, I would spend as I earned. If I earned more, it meant that I could spend more. I had no savings and some debt, but not a huge amount.

We purchased our first investment property with the mindset that it would lessen our mortgage payment and bring in good income in the future when we find our forever home. We didn’t even think of becoming real estate investors at that time, it was just what we could afford while we were working on paying down our debt.

One year later, we stumbled across the “FIRE movement” and have made it our mission to get this thing moving so we can retire soon.

So, the reason for this blog is to share our journey with you so we can all learn as we go.

The question is ARE WE TOO LATE?? Let’s figure this out as we go, shall we?